Whether you run a café, trade at weekend markets or take payments at customer appointments, the Lopay WisePad 3 card reader lets you accept card payments wherever you can use the Lopay app. Pair it with your phone or tablet over Bluetooth, enter the amount in the app and let your customer tap their card or device, or pay by chip and PIN.

What can the Lopay WisePad 3 do?

The WisePad 3 accepts contactless cards, chip and PIN, Apple Pay and Google Pay. The reader stays connected to the Lopay app while you take payments, so you’ll need a compatible phone or tablet with you. You can also manage tipping options in the app, which is handy for cafés, salons and other service businesses. Lopay WisePad 3 product details

Compare Lopay plans and Resay referral offers

Choose a plan based on how often you need money in your bank account. Weekly payouts come with the lowest listed transaction rate, while next-day or instant payouts can help when you need faster access to takings.

Resay sign-up option	Standard card transaction fee	Bank payouts
Essential Plan	0.79%	Weekly
Standard Plan	0.99%	Next day, subject to Lopay’s payout schedule
Instant Plan	1.79%	Instant, subject to Lopay’s payout threshold and minimum fee

The listed rates apply to standard card payments. Additional fees may apply to American Express, international and corporate cards. Lopay lists a 50p minimum instant payout fee.

Explore Lopay with £500 in fee-free processing

Want to explore Lopay before choosing a plan? Use Resay’s general referral link for £500 in fee-free processing, subject to the offer terms. This applies to processing fees on eligible sales up to £500 in payment volume.

Explore Lopay with the Resay £500 referral offer

Essential Plan — 0.79% with weekly payouts

Pay 0.79% per standard card transaction and receive weekly bank payouts. If you can plan around one payout each week, Essential gives you the lowest listed transaction rate of the three plans.

Under the Resay offer, 100% of eligible Lopay Card spend comes back in fee-free processing. Spend £1 on your Lopay Card and pay no processing fees on the next £1 of eligible payments you take. Check the reward terms at sign-up.

Choose the Lopay Essential Plan through Resay

Standard Plan — 0.99% with next-day payouts

Pay 0.99% per standard card transaction and choose next-day payouts, subject to Lopay’s payout schedule. This option can suit businesses that regularly use their takings to restock or cover operating expenses.

The Resay offer also includes 100% of eligible Lopay Card spend back in fee-free processing, subject to the reward terms shown at sign-up.

Choose the Lopay Standard Plan through Resay

Instant Plan — 1.79% with instant bank payouts

Pay 1.79% per standard card transaction and receive instant payouts directly to your bank account once your balance reaches your payout threshold. This option suits merchants who need quick access to their takings, including on weekends. Lopay lists a 50p minimum instant payout fee.

Choose the Lopay Instant Plan through Resay

Get started with the Lopay WisePad 3

Start with the Resay £500 fee-free processing offer if you’d like to explore Lopay first. If you already know when you want to get paid, use the link for your preferred plan, then pair your WisePad 3 with the Lopay app to start taking payments once your account is set up.